Terms of Use

Please read these terms and conditions ("Terms of Use") relating to your use of the Blake Independent Financial Planning Ltd. web site (the "Site"). By accessing the Site you are agreeing to the terms that appear below. In particular the Section headed Warranty and Liability contains important information about your rights and remedies.

1. Who We Are

The Site is owned and operated by Blake Independent Financial Planning Ltd. ("us" or "we"). Blake Independent Financial Planning Ltd. is a company incorporated in England. If you have any questions or queries about this Site or relating to these terms please use the relevant contact details set out on the Contact page.

2. Content

All intellectual property rights in all the materials contained in the Site (the "Content") including but not limited to patents, copyright, and trademarks belong to us or our licensors. You may access and view the Content and may retrieve and display Content from the Site on a computer screen and/or print individual pages on paper and/or make a reasonable number of photocopies and/or store such Content in electronic form on your computer's local hard-disk for your personal, non-commercial use only. You may not otherwise copy, distribute, sell, publish or commercially exploit any of the Content without our prior written permission.

3. Warranty and Liability

The Content is only for general information and use and is provided on an "as is" and an "as available" basis. We take reasonable care to check the accuracy and completeness of the Content prior to its publication on the Site. However, because of the variety of sources from which we obtain the Content and the nature of electronic distribution via the internet, we make no representations and give no warranties as to the accuracy, availability, completeness, merchantability or fitness for any particular purpose of the Content. We do not warrant that the Content is virus-free or that the operation of the Site will be uninterrupted or error free. Any Content that you download to your computer or otherwise obtain through the Site is at your own discretion. You will be solely responsible for any damage to your computer or any of your data that results from you downloading any of the Content.

WE DO NOT ACCEPT ANY RESPONSIBILITY FOR ANY MISTAKES, ERRORS OR OTHER DEFICIENCIES IN THE SITE AND THE CONTENT AND DISCLAIM ALL LIABILITY IN RESPECT OF YOUR USE OF THE SITE AND THE CONTENT TO THE FULLEST EXTENT POSSIBLE IN EACH APPLICABLE JURISDICTION.

Notwithstanding the provisions of this Section, our liability is not limited in the case of death or personal injury directly caused by our negligence.

4 . Links to other Sites

The Site may contain links or references to products, materials or web sites that are provided by independent third parties either directly or through frames. The availability of such third party material does not constitute any form of recommendation, endorsement or publication of such third party material by us. Any complaints that you have about the third party material should be taken up with the relevant third party. You may not link to this site without our prior written permission.

5. Your Privacy

We take your privacy very seriously and aim to comply with the relevant provisions of UK data protection legislation. Any information given to us by you or collected by us during your use of the Site is only used in accordance with the terms of our Privacy Statement.

Blake Independent Financial Planning Ltd is authorised and regulated by the Financial Services Authority. We are entered into the FSA register and our FSA registration number is 408150.

The guidance and /or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. The Financial Services Authority does not regulate taxation and trust advice, accountancy, private banking and legal services.

The tax relief referred to in this site applies to the United Kingdom and to UK tax paying residents. These are liable to change and this will be explained during your meeting with one of our advisers who will also explain the value of that relief as this is dependent upon the taxpayer and their personal circumstances. Investment decisions should not be taken based on the content of this site. Always take full individual advice. There will be a fee for mortgage advice - the precise amount will depend upon your circumstances, but we estimate it will be £699. You have the option to pay us a fee and receive any commission which we are paid by the lender. If you choose this option, we estimate that the fee will be £1,000.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other loan secured on it.